Business Startup Cost Calculator

Find out how much capital you really need to open your business, how much you must sell each day to break even and how soon you get your money back.

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Business Startup Cost Calculator

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Type of business loads typical Dhaka costs — edit to yours

One-time setup costs

Setup total—

Monthly running costs

Monthly total—

Sales plan

৳
%
days
Cash reserve

New shops take months to build regular customers. Keep enough cash to pay rent and salaries for 3–6 months even if sales are slow.

Total capital you need

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SetupCash reserve
Monthly sales—
Monthly net profit—
Break-even daily sales—
Money back in—

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Results are estimates for planning. Rules and rates change — confirm with NBR, your bank or a professional before filing or paying.

Calculated with Eleven POS free business tools — https://elevenpos.online/en/tools/business-startup-cost-calculator

Guide

How much does it cost to open a shop in Bangladesh?

A small grocery in Dhaka typically needs ৳10–15 lakh to open, a pharmacy ৳13–18 lakh, a clothing shop ৳18–25 lakh and a small restaurant ৳25 lakh or more — but the real number depends on location, size and stock. Start from the preset closest to your business and replace every figure with your own quotes.

The three parts of startup capital

  1. One-time setup costs — shop advance, interior, racks, signboard, licences, equipment and the opening stock.
  2. Cash reserve — rent, salaries and bills for 3–6 months, because sales take time to grow.
  3. Monthly running costs — what the shop spends every month whether you sell or not.

Break-even and payback

  • Break-even daily sales = monthly running costs ÷ gross margin ÷ open days. Below this you lose money.
  • Payback period = setup costs ÷ monthly net profit — how long until the business has paid back what you put in.

Licences you will need

  • Trade licence from the city corporation or union parishad.
  • e-TIN for the owner, and a BIN (VAT registration) if turnover crosses the threshold.
  • Drug licence (DGDA) for a pharmacy; fire and environment clearance for restaurants and larger premises.

Common mistakes

  • Spending everything on decoration and keeping too little for stock and reserve.
  • Assuming full sales from the first month.
  • Not tracking stock — leakage and expired goods quietly eat the margin.

A POS from day one shows daily sales, profit and stock, so you know early if the plan is on track.

FAQ

Frequently asked questions

How much capital do I need to start a grocery shop?
In Dhaka, a small grocery usually needs around ৳10–15 lakh including ৳4–6 lakh of opening stock and a 3-month cash reserve. In district towns it can be 30–50% lower.
What gross margin should I use?
Typical margins: grocery 8–15%, pharmacy 12–18%, mobile phones 4–10%, clothing 25–40%, restaurants 55–65% on food (before rent and salaries).
Is the shop advance a cost?
It is refundable when you leave, but it is cash you must have on day one, so it counts in the capital you need.
How long should the cash reserve last?
At least 3 months of running costs; 6 months for restaurants and shops in new areas, where customers take longer to build.

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