Eleven POS
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How MFS charges are calculated
Mobile financial services charge a percentage of the amount for cash-out. The rate depends on the channel (app, USSD, agent, ATM) and on offers such as bKash Priyo Agent. Send money is usually free or a small flat fee, and customers pay merchants for free — the merchant pays a settlement or gateway fee.
Charge per thousand
Providers often quote charges per ৳1,000. A rate of ৳18.50 per thousand equals 1.85%. Cash-out of ৳5,000 at that rate costs ৳92.50.
Send the right amount ("cash-out charge included")
The cash-out charge is taken from the balance on top of the cash amount. If someone must receive ৳10,000 in cash, send Amount × (1 + rate). At 1.85%, that is ৳10,185 — the receiver pays ৳185 in charges and gets ৳10,000 in hand.
For businesses
If you accept bKash or Nagad merchant payments, include the gateway or settlement fee in your pricing. On a 10% margin product, a 1.5% fee takes 15% of your profit.
Providers change rates and run offers often. The rates here are editable — check the provider's app for today's rate.